Background of the Scheme
Kalaignar Magalir Urimai Thittam Phase Two Expansion: The Kalaignar Magalir Urimai Thittam is a flagship women-centric welfare scheme of the Tamil Nadu Government aimed at strengthening the economic security of women heading households.
The scheme provides direct monthly income support to eligible women, ensuring financial stability and dignity.
It is named in honour of Kalaignar M. Karunanidhi, reflecting the state’s long-standing commitment to social justice and inclusive growth.
Static GK fact: Tamil Nadu has historically pioneered social welfare schemes focused on women, including maternity assistance and self-help group movements.
Launch of Phase Two in Coimbatore
The second phase of the Kalaignar Magalir Urimai Thittam was officially launched in the Coimbatore district.
This phase focuses on women who were left out during the initial rollout due to documentation or verification issues.
The expansion highlights the government’s approach of phased inclusion rather than exclusion, ensuring that no eligible beneficiary is permanently denied assistance.
Static GK Tip: Phased implementation is commonly used in large-scale welfare schemes to reduce administrative errors and improve coverage.
Beneficiary Identification and Verification
A detailed field-level verification process was carried out to identify eligible women under Phase Two.
As a result, 50,648 women were found eligible for benefits in Coimbatore district.
This verification involved checking household status, income eligibility, and bank account linkage to ensure accurate targeting of beneficiaries.
The process strengthens transparency and reduces duplication, a recurring challenge in welfare delivery systems.
Financial Assistance and Delivery Mechanism
Each eligible woman under the scheme receives ₹1,000 per month as assured income support.
The amount is credited through Direct Bank Transfer (DBT), eliminating intermediaries and delays.
To facilitate easy access, ATM cards were distributed to beneficiaries at an official ceremony held in Coimbatore.
This step promotes financial inclusion and familiarises women with formal banking systems.
Static GK fact: Direct Benefit Transfer was launched nationally in India in 2013 to improve efficiency in welfare payments.
District-Level Impact in Coimbatore
With the inclusion of Phase Two beneficiaries, Coimbatore district now has a total of 4,76,353 women beneficiaries under the scheme.
This makes it one of the districts with significant coverage under the programme.
The total annual expenditure for both phases combined in the district stands at ₹571,62,36,000.
This reflects a substantial fiscal commitment towards women’s economic empowerment.
Such targeted spending contributes to improved household consumption, children’s education, and basic health needs.
Broader Significance of the Scheme
The Kalaignar Magalir Urimai Thittam goes beyond income support by recognising unpaid domestic labour performed by women.
By providing assured monthly assistance, the scheme enhances decision-making power within households.
It also aligns with broader goals of gender equity, poverty reduction, and inclusive development at the state level.
Static GK Tip: Income support schemes are increasingly viewed as tools for social protection rather than charity-based welfare.
Static Usthadian Current Affairs Table
Kalaignar Magalir Urimai Thittam Phase Two Expansion:
| Topic | Detail |
| Scheme Name | Kalaignar Magalir Urimai Thittam |
| Phase Launched | Phase Two |
| District Covered | Coimbatore |
| Newly Eligible Beneficiaries | 50,648 women |
| Total Beneficiaries in District | 4,76,353 women |
| Monthly Assistance | ₹1,000 per beneficiary |
| Mode of Transfer | Direct Bank Transfer |
| Additional Support | ATM cards distributed |
| Annual Expenditure | ₹571,62,36,000 |
| Objective | Economic security for women-headed households |
