Scheme Overview
Delhi Lakhpati Bitiya Yojana for Girl Child Security: The Delhi Government has introduced the Lakhpati Bitiya Yojana in 2026 to provide structured financial support to girl children from birth until graduation. The scheme aims to reduce economic barriers that often hinder girls’ access to higher education.
Announced by Chief Minister Rekha Gupta, the initiative combines long-term savings with milestone-based incentives. It ensures that financial assistance is directly linked to the educational progress of the beneficiary.
Static GK fact: Delhi is a Union Territory with a Legislative Assembly under Article 239AA of the Constitution.
Financial Structure and Benefits
Under this scheme, eligible beneficiaries will receive ₹56,000 in phased instalments from birth through different stages of schooling. The payments are aligned with key educational milestones to encourage continuous enrollment.
Upon successful completion of graduation, the accumulated corpus matures to over ₹1 lakh. This maturity benefit provides a financial cushion at the beginning of adulthood.
Unlike one-time assistance programmes, this scheme follows a long-term savings model. It promotes sustained educational engagement rather than short-term relief.
Static GK Tip: Graduation generally refers to completion of a three-year undergraduate degree under the Indian higher education framework regulated by the University Grants Commission (UGC).
Digital Transparency and Governance
A major highlight of the scheme is its fully digital implementation framework. From registration to fund disbursement, the process is conducted online. Beneficiaries are not required to visit government offices.
The scheme uses updated digital records to maintain transparency and accountability. Payments are expected to be routed through Direct Benefit Transfer (DBT) mechanisms to ensure leak-proof delivery.
Digital governance strengthens efficiency and reduces administrative delays. It also enhances public trust in welfare schemes.
Static GK fact: Direct Benefit Transfer (DBT) was launched in 2013 to transfer subsidies directly into beneficiaries’ bank accounts.
Promoting Gender Equity
The scheme reflects a broader push toward gender equity and financial inclusion. By linking assistance to graduation, it sends a strong social message that investing in daughters’ education is a priority.
It aims to reduce dropout rates among girls, especially during secondary and higher education stages. Financial security reduces pressure on families and encourages long-term academic commitment.
The initiative also contributes to human capital development by ensuring that girls can access higher education without economic constraints.
Static GK fact: The Beti Bachao Beti Padhao campaign was launched in 2015 to address declining child sex ratio and promote girls’ education nationwide.
Wider Socio-Economic Impact
The scheme is designed not just as financial aid but as an empowerment tool. A guaranteed maturity amount of over ₹1 lakh builds confidence and future security for beneficiaries.
Education-linked savings models have shown positive results in improving female literacy and workforce participation. The scheme aligns with India’s broader goals of inclusive growth and women-led development.
By integrating social security with digital transparency, the Lakhpati Bitiya Yojana represents a structured approach to long-term girl child empowerment in the national capital.
Static Usthadian Current Affairs Table
Delhi Lakhpati Bitiya Yojana for Girl Child Security:
| Topic | Detail |
| Scheme Name | Lakhpati Bitiya Yojana |
| Launched By | Delhi Government |
| Year of Launch | 2026 |
| Total Instalment Support | ₹56,000 |
| Maturity Benefit | Over ₹1 lakh after graduation |
| Implementation Mode | Fully digital system |
| Payment Mechanism | Direct Benefit Transfer |
| Objective | Promote girl child education and financial security |
| Target Group | Girl children in Delhi |
| Broader Goal | Gender equity and financial inclusion |
