AI Meets Credit Cards: A New Chapter in Fintech

CheQ Launches Wisor: India’s First AI-Powered Credit Card Expert : On January 28, 2025, Indian fintech company CheQ launched Wisor, the country’s first AI-powered credit card expert. This marks a significant shift in how users will manage their credit cards, as Wisor introduces real-time, personalized assistance using artificial intelligence. CheQ, founded by former Flipkart executive Aditya Soni, has already made a mark in the financial sector and now aims to redefine the credit card experience for millions of Indians through this innovative AI tool.

What Wisor Brings to the Table

Wisor is designed to be a smart assistant for credit card users, providing clear, human-like responses to queries, monitoring spending patterns, and managing all reward programs in one interface. Its intuitive AI engine allows users to ask questions like “Which card is best for groceries?” and get instant answers, while also offering a complete overview of monthly expenses and the most efficient way to redeem rewards. The aim is to simplify complex financial decisions and make reward tracking effortless.

Why It Matters for Indian Users

Managing multiple credit cards is a challenge for many consumers in India, with different billing cycles, interest rates, and reward schemes. Wisor addresses this pain point by offering a unified solution that helps users make smarter choices, avoid missed payments, and get the most out of their cards. As digital payments continue to rise, Wisor becomes a timely tool that aligns with India’s growing fintech ecosystem and the increasing need for financial literacy and transparency.

CheQ’s Rapid Rise

CheQ has witnessed impressive growth in a short span of time, having processed over $4 billion in credit card payments and serving more than 3 million customers across the country. With this strong foundation, Wisor has been introduced to 10,000 Beta users and is part of seven new product innovations launched by the company this month. This highlights CheQ’s ambition to be at the forefront of AI-driven fintech services in India, focusing on user-centric solutions that simplify everyday financial tasks.

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CheQ Launches Wisor: India’s First AI-Powered Credit Card Expert :