Union Budget 2025: Transformational Schemes Driving India’s Future

Revamping Agriculture: Launch of PM Dhan-Dhaanya Krishi Yojana

Union Budget 2025: Transformational Schemes Driving India’s Future: As part of a bold step to rejuvenate farming in India’s less developed regions, the PM Dhan-Dhaanya Krishi Yojana has been introduced in Union Budget 2025. This initiative focuses on 100 backward districts, aiming to improve farming practices through scientific crop planning, better irrigation, and rural storage infrastructure. With an estimated outreach to over 1.7 crore farmers, this scheme intends to integrate services at the panchayat level to support sustainable agriculture and reduce post-harvest losses.

Boosting Rural Livelihoods: Prosperity and Resilience Plan

The newly launched Rural Prosperity and Resilience Programme aims to bring holistic development to rural communities by promoting employment generation, women empowerment, and youth skill development. The programme will target vulnerable groups like landless labourers, marginal farmers, and rural entrepreneurs. It aims to curb migration and stimulate economic activity by providing access to resources, credit, and market linkages in rural India.

Self-Sufficiency in Nutrition: Pulses Mission

To reduce dependency on imports and encourage nutritional security, the government has introduced a self-reliance mission in pulses. This effort focuses on key pulses such as Urad, Tur, and Masoor, with plans to support direct procurement by national agencies like NAFED and NCCF. The mission spans six years, aiming to improve yields, farm income, and infrastructure for storage and supply.

Financial Empowerment for New Entrepreneurs

A new entrepreneurial support scheme will provide term loans up to ₹2 crore to Scheduled Castes, Scheduled Tribes, and women entrepreneurs starting their first businesses. The scheme, set to benefit 5 lakh individuals over five years, includes training in business skills and financial management. It is modeled on the principles of inclusive finance, promoting equitable access to capital for underserved groups.

Child and Maternal Welfare: Saksham Anganwadi + Poshan 2.0

To ensure better nutrition and early childhood care, the Union Budget expands Saksham Anganwadi and Poshan 2.0 to cover 8 crore children, 1 crore expectant and lactating mothers, and 20 lakh adolescent girls. The scheme will revise cost norms to offer enhanced food and care packages, especially in aspirational districts and northeastern states, strengthening the nation’s commitment to human development.

Education in Native Languages: Bharatiya Bhasha Pustak Scheme

Supporting the National Education Policy 2020, the Bharatiya Bhasha Pustak Yojana is being rolled out to provide digitized educational resources in Indian languages. Aimed at both school and college learners, this initiative promotes inclusive education by helping students understand complex concepts in their mother tongues, thereby improving learning outcomes.

Security for Digital Workers: Welfare for Gig Economy

Recognizing the growing digital workforce, a new welfare scheme for gig and platform workers has been proposed. Around 1 crore gig workers will be enrolled on the e-Shram portal, provided ID cards, and covered under PM Jan Arogya Yojana (PM-JAY) for health protection. This move ensures basic social security for informal digital workers, who form a significant part of India’s modern economy.

Affordable Housing Relief: SWAMIH Fund – Phase 2

To address delays in housing possession, the government has established SWAMIH Fund 2 with a budget of ₹15,000 crore. This fund aims to complete 1 lakh housing units, with a target to deliver 50,000 homes by 2025. Designed to support stressed mid-income housing projects, the fund pools contributions from government, private investors, and banks, providing much-needed relief to homebuyers paying EMIs without possession.

Static GK Snapshot: Budget 2025 Schemes Overview